Additional Borrowing

If your client has had a mortgage with us for more than six months, and has not missed a mortgage payment in the last 6 months, we may be able to lend them more money.

The money can be used for any number of purposes, from property renovation to school fees or holidays. We can even fund the deposit for an investment property. There are just a few things that we can’t lend on, including:

• Purchasing a timeshare property
• Consolidating bad debt
• Raising money for a business start-up
• Paying tax liabilities

Additional borrowing depends on your client’s existing mortgage; speak to one of our mortgage consultants to discuss your options.

We offer additional borrowing at exactly the same rates and fees as our current standard products.

When applying for Additional Borrowing your client can only do so on the same income status basis (Self-Cert, Full-Status or Buy to Let) as their original main application. Upon application your client will also be re-assessed for the new loan, and informed of suitable products from our mortgage range to meet their personal circumstances and needs