Additional Borrowing

If you’ve had a mortgage with us for more than six months you may be able to borrow more money.

Additional borrowing can depend on your current mortgage, and the best thing to do is to get in touch with us and discuss your next step.

Please note we do not provide additional borrowing for self cert mortgages.

For help and information about additional borrowing, including details on specific fees, costs and the products available call us on: 0845 950 1500

Important information

Money can be used for a range of purposes, from property renovation and deposits for an investment property to school fees or holidays. There are just a few things it cannot be used for including:

Purchasing a timeshare property
Consolidating bad debt
Raising money for a business start-up
Paying tax liabilities

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THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

UCB Home Loans cannot offer you advice on our mortgage products or recommend which product may be suitable for your needs. If you need any advice about our mortgage products, please contact a mortgage advisor authorised by the Financial Services Authority. UCB Home Loans Corporation Limited (UCBHL) is a wholly owned subsidiary of Nationwide Building Society and is authorised and regulated by the Financial Services Authority under registration number 303556. Most buy-to-let mortgages are not regulated by the Financial Services Authority.

Registered Office: Nationwide House, Pipers Way, Swindon SN38 1NW. Registered in England. Company Registration Number 1063539