Changing Products

We've made changing your mortgage as easy as possible, so that when your circumstances or priorities change, you've always got the one best-suited to your needs. Perhaps you have a Fixed or Tracker rate mortgage that is coming to the end of its benefit period. Or maybe you're looking for a better mortgage deal.

We will offer you the most suitable product range to fit your individual circumstances. The product availability and lending decision are subject to customer status, credit bureau search and lending criteria.

For a personal consultation on changing your product, including details on specific fees, costs and the products available call us on: 0845 950 1500

Important information

If you have a mortgage with a limited benefit period - such as a Tracker or Fixed rate mortgage - and you change before the period is over, there may be early repayment charges.

Whilst we can provide you with information about our mortgages, we can’t advise you or recommend which mortgage may be suitable.

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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

UCB Home Loans cannot offer you advice on our mortgage products or recommend which product may be suitable for your needs. If you need any advice about our mortgage products, please contact a mortgage advisor authorised by the Financial Services Authority. UCB Home Loans Corporation Limited (UCBHL) is a wholly owned subsidiary of Nationwide Building Society and is authorised and regulated by the Financial Services Authority for insurance and regulated mortgages.

UCBHL Registered England. Number 1063539. Registered Office: 36 Sutton Court Road, Sutton, Surrey, SM1 4TE.